Private by design
2026/27 tax year

UK salary after tax, by amount

Pick your salary for an instant take-home pay figure (England, Wales & Northern Ireland rates — Scottish figures are on each page too), or use the full calculator to add a pension, student loan or Scottish rates from the start.

Rates verified for 2026/27. Figures use published UK Income Tax and employee National Insurance rules. See our calculation methodology and official sources →
Gross salaryTake-home / yearTake-home / month
£15,000£14,320£1,193
£16,000£15,040£1,253
£17,000£15,760£1,313
£18,000£16,480£1,373
£19,000£17,200£1,433
£20,000£17,920£1,493
£21,000£18,640£1,553
£22,000£19,360£1,613
£23,000£20,080£1,673
£24,000£20,800£1,733
£25,000£21,520£1,793
£26,000£22,240£1,853
£27,000£22,960£1,913
£28,000£23,680£1,973
£29,000£24,400£2,033
£30,000£25,120£2,093
£31,000£25,840£2,153
£32,000£26,560£2,213
£33,000£27,280£2,273
£34,000£28,000£2,333
£35,000£28,720£2,393
£36,000£29,440£2,453
£37,000£30,160£2,513
£38,000£30,880£2,573
£39,000£31,600£2,633
£40,000£32,320£2,693
£41,000£33,040£2,753
£42,000£33,760£2,813
£43,000£34,480£2,873
£44,000£35,200£2,933
£45,000£35,920£2,993
£46,000£36,640£3,053
£47,000£37,360£3,113
£48,000£38,080£3,173
£49,000£38,800£3,233
£50,000£39,520£3,293
£51,000£40,137£3,345
£52,000£40,717£3,393
£53,000£41,297£3,441
£54,000£41,877£3,490
£55,000£42,457£3,538
£56,000£43,037£3,586
£57,000£43,617£3,635
£58,000£44,197£3,683
£59,000£44,777£3,731
£60,000£45,357£3,780
£62,000£46,517£3,876
£64,000£47,677£3,973
£65,000£48,257£4,021
£66,000£48,837£4,070
£68,000£49,997£4,166
£70,000£51,157£4,263
£72,000£52,317£4,360
£74,000£53,477£4,456
£75,000£54,057£4,505
£76,000£54,637£4,553
£78,000£55,797£4,650
£80,000£56,957£4,746
£82,000£58,117£4,843
£84,000£59,277£4,940
£86,000£60,437£5,036
£88,000£61,597£5,133
£90,000£62,757£5,230
£92,000£63,917£5,326
£94,000£65,077£5,423
£96,000£66,237£5,520
£98,000£67,397£5,616
£100,000£68,557£5,713
£105,000£70,957£5,913
£110,000£73,357£6,113
£115,000£75,757£6,313
£120,000£78,157£6,513
£125,000£80,557£6,713
£130,000£83,200£6,933
£135,000£85,850£7,154
£140,000£88,500£7,375
£145,000£91,150£7,596
£150,000£93,800£7,817

By hourly rate

Paid by the hour? These use a standard 37.5-hour week (52 weeks/year) to convert to an annual figure, then work out take-home the same way.

Hourly rateGross / yearTake-home / year
£10 an hour£19,500£17,560
£10.85 an hour (the 18-20 minimum wage rate)£21,158£18,753
£11 an hour£21,450£18,964
£12 an hour£23,400£20,368
£12.71 an hour (the National Living Wage)£24,785£21,364
£13 an hour£25,350£21,772
£14 an hour£27,300£23,176
£15 an hour£29,250£24,580
£16 an hour£31,200£25,984
£17 an hour£33,150£27,388
£18 an hour£35,100£28,792
£19 an hour£37,050£30,196
£20 an hour£39,000£31,600
£22 an hour£42,900£34,408
£25 an hour£48,750£38,620
£28 an hour£54,600£42,225
£30 an hour£58,500£44,487
£35 an hour£68,250£50,142
£40 an hour£78,000£55,797
£45 an hour£87,750£61,452
£50 an hour£97,500£67,107

£100k tax trap guides

For salaries around £100,000, your headline pay doesn’t tell the whole story. Once your income rises above £100,000, the Personal Allowance starts to taper away by £1 for every £2 earned, and is lost completely at £125,140.

Explore our guides on the £100k tax trap, adjusted net income and pension strategies around this important threshold.

Salary Sacrifice & Pension — 2026/27

Practical guides for comparing pension methods, National Insurance, student loans and the £100k Personal Allowance taper.

Salary Sacrifice Pension Calculator →Salary Sacrifice vs Net Pay →Salary Sacrifice vs Relief at Source →Salary Sacrifice & Student Loans →

Two Jobs & Second Job Tax — 2026/27

Understand second-job PAYE, tax codes, separate National Insurance and student-loan deductions across multiple employments.

Two Jobs Tax Calculator →Second Job Tax →Second Job Tax Codes →NI With Two Jobs →Student Loans With Two Jobs →

PAYE Tax Codes — 2026/27

Understand 1257L, emergency W1/M1/X codes, BR and what to do when your tax code looks wrong.

1257L Tax Code →Emergency Tax Codes →BR Tax Code →Wrong Tax Code? →

Redundancy Pay — 2026/27

Calculate statutory redundancy pay and understand the weekly cap, tax treatment, notice pay and TUPE.

Redundancy Pay Calculator →How Redundancy Pay Works →£751 Weekly Cap →Redundancy Tax →TUPE & Redundancy →Notice Pay vs Redundancy →

Net salary basics: Gross vs net salary · How net salary is calculated · Monthly take-home pay.